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Expert Mortgage Advice for a Fresh Financial Start

A Specialist Mortgage Brokerage Dedicated to Empowering Individuals with Adverse Credit

Selective Mortgages was established in 1999 with a vision to empower individuals facing adverse credit to achieve homeownership. We understand the challenges associated with navigating the mortgage market when you have less than perfect credit history, but we are confident that everyone deserves the opportunity to own a home.

Our Expertise and Comprehensive Services

Our experienced team has over 20 years of combined expertise in the field of adverse credit mortgages. We have built strong relationships with a diverse panel of specialist lenders who are willing to consider applications with less stringent criteria than major banks. Our services include:

Comprehensive Needs Assessment: We take a holistic approach to understanding your financial situation, including your credit history, income, and financial goals.

Tailored Mortgage Solutions: Our extensive network of lenders allows us to find competitive mortgage options specifically designed for individuals with adverse credit.

Streamlined Application Process: We guide you through the application process, simplifying the complexities associated with bad credit mortgages.

Regular Updates and Accountability: We provide clear and consistent communication, outlining each step of the process and keeping you updated on progress.

Dedicated to Your Success

At Selective Mortgages, we are committed to exceeding your expectations. We are genuinely passionate about empowering individuals to achieve homeownership and building a secure future. Our dedicated team is available to answer your questions, address your concerns, and guide you through the entire process.

Why Choose Selective Mortgages?

  • Extensive experience and proven success in securing mortgages for those with adverse credit.
  • Direct FCA authorisation, allowing access to the widest range of lenders.
  • Comprehensive, personalized service from experienced mortgage brokers.
  • Commitment to transparency and open communication throughout the process.
  • Results-driven approach focused on empowering you to achieve homeownership.

Let Us Help You Achieve Your Homeownership Dreams

If you're facing challenges securing a mortgage due to your credit history, contact Selective Mortgages today. We are confident that with our expertise and personalized approach, we can help you find the right mortgage solution and achieve your homeownership goals.

Reviews (2)
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Positive: The reviewers praise Selective Mortgages for their exceptional service, expert advice, personal touch, and successful outcomes.

Overview of Reviews

All three reviews are extremely positive, with each reviewer awarding 5 stars to Selective Mortgages.

Quality of Service

The reviewers praise the exceptional service provided by Phillip at Selective Mortgages. They highlight his first-class customer service, personal and down-to-earth approach, and immediate response to phone calls and messages. Phillip is commended for making the mortgage process easy and stress-free, despite the complexities of the reviewers' credit histories.

Expertise and Advice

The reviewers appreciate the excellent advice provided by Phillip, which is described as first-class. His expertise in mortgage broking is evident, and his ability to secure mortgages for clients with troubled credit is particularly impressive.

Personal Touch

Phillip's friendly and professional demeanor is widely praised. He is credited with providing a personal and comforting service, which sets him apart from other mortgage brokers.

Results

The reviewers are thrilled with the outcomes achieved by Selective Mortgages. Phillip has helped them secure mortgages despite being declined by other lenders and brokers. His efforts have enabled them to move onto a new chapter in their lives and achieve financial stability.