Transforming Lives One Mortgage at a Time
Welcome to Certitude Wealth, a forward-thinking mortgage and protection advisory firm, dedicated to helping individuals and families achieve their long-term financial goals. Our story began in 2014, when our Principle, Joanna Stickings, decided to take the leap and set up her own business. With over 18 years of experience in the financial services industry, Joanna has spent the past 9 years developing strong relationships with lenders, insurers, and other industry professionals.
Our Services
At Certitude Wealth, we offer a comprehensive range of services designed to meet the unique needs of each client. Our services include:
- Mortgage advice and brokerage for first-time buyers, next-time buyers, and property investors
- Shared Ownership mortgages and Right to Buy mortgages
- 100% Mortgages
- Re-mortgage and Product Transfer solutions
- Personal Protection (Life Insurance, Critical Illness Cover, and Income Protection)
- Business Protection
- Home Insurance and Wills
Why Choose Us
Our team is dedicated to providing an exceptional client experience, with a focus on building long-term relationships built on trust, transparency, and expert advice. At Certitude Wealth, we understand that every client is unique, with their own set of circumstances, goals, and priorities. That's why we take the time to listen to each client's needs and provide tailored solutions to meet their individual requirements.
Our Approach
Our approach is straightforward: we provide an 'advice and recommendation' service, working closely with each client to understand their needs and goals. We conduct a thorough Fact Find, gather relevant information, and ensure that any existing arrangements continue to meet their current needs and goals. We then carry out thorough research, presenting the outcome and our recommendation to the client.
Care and Review
As part of our commitment to our clients, we offer a complimentary review service for mortgages and life insurance policies. This ensures that our clients' arrangements remain suitable and aligned with their changing needs and goals.
About Joanna
Joanna Stickings, our Principal and Mortgage and Protection Adviser, has over 18 years of experience in the financial services industry. With a CeMAP and DipFA qualification, Joanna has built a reputation for providing expert advice and guidance to individuals and families across the Kent region.
Our Values
At Certitude Wealth, we value transparency, honesty, and professionalism in all our interactions. We strive to provide exceptional client service, building long-term relationships and helping our clients achieve their financial goals.
Get in Touch
Join us on a journey to achieve your financial aspirations. Get in touch with us today to discover how we can support you.

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