Making your home dreams a reality
At Simply Adverse, we pride ourselves on being specialist poor credit mortgage brokers who focus on sourcing mortgages for people with a history of adverse credit. Our team of experts understands the challenges that come with having a poor credit history and are dedicated to helping individuals and families achieve their dream of owning a home or securing a mortgage.
Our Services
We offer a comprehensive range of bad credit mortgage services, including:
- Bad Credit Mortgage: Our expert team will work with you to find the best bad credit mortgage options, giving you access to exclusive rates from adverse-friendly lenders.
- CCJ Mortgage: We can help you secure a mortgage despite having a county court judgment (CCJ) on your credit file.
- Remortgage: We can help you refinance your existing mortgage or switch to a better deal, even with a bad credit history.
- Bankruptcy Mortgage: We can assist you in securing a mortgage after bankruptcy, providing you with exclusive rates from lenders who specialize in bad credit mortgages.
- Second Charge Mortgage: We can help you secure a second charge mortgage, allowing you to release equity from your property.
- Buy to Let Mortgage with Bad Credit: We can assist you in securing a buy-to-let mortgage despite having a bad credit history.
- Mortgage with DMP: We can help you secure a mortgage while fulfilling a debt management plan (DMP).
- Mortgage with IVA: We can assist you in securing a mortgage while undergoing an individual voluntary arrangement (IVA).
- Mortgage with Defaults: We can help you secure a mortgage despite having missed payments or defaults.
- First-Time Buyer Bad Credit Mortgages: We can assist first-time homebuyers with bad credit histories in securing a mortgage.
Why Choose Us?
At Simply Adverse, we pride ourselves on our:
- Bespoke Service: You'll receive a dedicated team, including a broker and specialist pre-underwriter, working on your behalf.
- No Upfront Fees: You won't pay anything until you have a formal mortgage offer and a commitment to lend from the bank.
- Whole-of-Market: We're not tied to a panel of lenders, giving you access to the widest range of deals.
- Expert Advice: Our team of specialist bad credit mortgage brokers will work with you to find the best mortgage options for your situation.
- 5-Star Rating: We've received solid 5-star ratings in Trustpilot, Reviews.io, and Google.
Contact Us
If you're looking for a bad credit mortgage broker who can help you secure the best mortgage option for your situation, talk to Simply Adverse today. With our expertise and wide range of bad credit mortgage services, we can help you achieve your dream of owning a home or securing a mortgage despite having a poor credit history.
Trusting and Professional Service
The reviews highlight the trustworthiness and professionalism of Simply Lending, a mortgage broker. Clients praise the company for making them feel at ease, explaining the process clearly, and providing competitive rates.
Efficient and Stress-Free Experience
The brokers at Simply Lending are commended for their efficiency, making the mortgage application process stress-free and straightforward. Clients appreciate the regular updates and clear communication throughout the process.
Excellent Customer Service
Reviewers rave about the excellent customer service provided by the brokers, citing their friendly, patient, and welcoming nature. The brokers are praised for answering questions and concerns promptly, making the clients feel valued and supported.
Competitive Rates and Solutions
Simply Lending is credited with securing competitive mortgage rates and finding solutions for clients with complex or challenging circumstances. The company's ability to think outside the box and provide creative solutions is highly valued by its clients.
Personal Touch and Follow-Through
The brokers at Simply Lending are praised for their personal touch and follow-through. They are shown to be dedicated, hardworking, and committed to delivering results, making clients feel grateful and relieved.