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Your Mortgage, Our Expertise, Your Dream Home

At Innovation Financial Management Ltd, trading as Innovate Mortgages and Loans, we have been helping individuals and families navigate the complex world of mortgages and finance for over two decades. Established in 2002, our team has over 100 years of combined experience in the industry, allowing us to provide unparalleled expertise to our clients.

Our Story

Our journey began over 18 years ago, when our founders recognised the need for intermediaries to provide expert guidance to individuals seeking mortgage and finance solutions. Since then, we have helped thousands of customers find the most suitable products for their individual circumstances. Our commitment to professionalism, transparency, and exceptional customer service has earned us a reputation as one of the leading mortgage brokers in the UK.

Our Services

At Innovate Mortgages and Loans, we don't just arrange mortgage products; we take the time to understand our clients' unique needs and offer tailored solutions. Our extensive network of lenders and our expert knowledge enable us to offer a wide range of services, including:

  • Residential Mortgages: We can help you find the perfect mortgage for your home, whether you're a first-time buyer, moving home, or looking to remortgage.
  • Buy to Let Mortgages: Our expertise in the buy-to-let market ensures that you find the most suitable investment opportunities for your rental property.
  • Bridging Loans: When speed and flexibility are essential, our bridging loan solutions can help you access the funds you need.
  • Second Charge Loans: We can assist with second charge loans, equity release loans, and other financial products to meet your specific requirements.
  • Protection: Our protection products, including life insurance, critical illness cover, and income protection, help ensure your financial security.

Our Approach

At Innovate Mortgages and Loans, we understand that every individual's financial situation is unique. We take the time to listen to your needs, assess your financial circumstances, and research the market to find the most suitable solutions for you. Our commitment to transparency and regular communication ensures that you're always informed throughout the process.

Our Commitment

As a regulated and authorized broker, we adhere to the highest standards of integrity, professionalism, and compliance. We believe that honesty, transparency, and exceptional customer service are essential components of a successful business.

Our commitment to our clients is clear: we strive to provide expert guidance, tailored solutions, and outstanding service to help our clients achieve their financial goals.

Reviews (341)
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Positive: The reviewers were extremely satisfied with the exceptional service, expertise, and attention to detail provided by Paul, Tony, and their team at Innovate.

Exceptional Service and Expertise

The reviewers havenothing but praise for the exceptional service and expertise provided by Paul, Tony, and their team at Innovate. They have been consistently impressed with the level of professionalism, responsiveness, and guidance they have received. The team has demonstrated a deep understanding of the mortgage market, navigating complex scenarios, and delivering results that exceeded expectations.

Thorough Research and Customised Advice

Many reviewers have praised the thorough research and customized advice provided by the team. They have been presented with a range of options tailored to their individual circumstances, making it easier to make informed decisions. The team's ability to explain complex mortgage products in a clear and concise manner has been particularly commended.

Efficient Communication and Support

The reviewers have been impressed with the team's efficient communication and support throughout the mortgage application process. They have been kept informed of progress at every stage, and any questions or concerns have been addressed promptly.

Expertise in Navigating Complicated Situations

Several reviewers have mentioned the team's expertise in navigating complicated mortgage situations, including self-employed and let-to-buy mortgages. They have been able to find creative solutions and tailor their approach to meet the unique needs of each client.