Sourcing the right mortgage for you, every time
SN Mortgages is a leading specialist in adverse credit mortgages, dedicated to empowering individuals with less-than-perfect credit to achieve their homeownership dreams. Founded by experienced mortgage broker Steven Neale, we understand the unique challenges faced by borrowers with less-than-perfect credit and are committed to finding you the right solution.
What sets us apart
- Expert guidance: Our experienced team guides you through the entire process, from initial assessment through application and funding.
- Tailored solutions: We work with a vast panel of lenders to find the most suitable mortgage options based on your individual needs.
- Personalized approach: We take the time to understand your circumstances and are dedicated to finding you the best possible terms and conditions.
- Communication & transparency: We believe in clear and open communication throughout the process, ensuring you are fully informed and comfortable every step of the way.
1. Helping You Secure a Mortgage Despite Bad Credit
- Missed payments
- Defaults
- CCJs (County Court Judgments)
- IVAs (Individual Voluntary Arrangements)
- DMPs (Debt Management Plans)
- Bankruptcy
- Repossession
2. Navigating Government Schemes
- Shared Ownership
- Right to Buy
- Other relevant schemes
3. Specialized Solutions
- Contractor mortgages for contractors, CIS members, Directors and Self-Employed individuals
- Product Transfers
- Second Charge Mortgages
- Bridging Loans
4. Additional Support
- Assistance with paperwork and applications
- Limiting the impact of negative credit
- Finding lenders who specialize in adverse credit
Our goal
Our goal is to make the process of securing a mortgage as smooth and stress-free as possible, regardless of your credit history. We are confident that with our expertise and wide range of resources, we can find you the right mortgage solution to achieve your homeownership dream.
Overview of Customer Reviews
All customers have rated the service 5 stars, indicating an exceptionally high level of satisfaction with the service provided by Steven and Sue.
Key Strengths
- Expertise and Knowledge: Customers praised Steven and Sue's expertise and knowledge in navigating complex mortgage situations, saying they were able to secure mortgage offers that other companies could not.
- Personalized Service: The couple's personalized approach, kindness, and patience were repeatedly mentioned as a highlight of the service.
- Communication: Customers appreciated the excellent level of communication, with Steven and Sue being readily available to answer questions and concerns.
- Supportive: The team's supportive nature, particularly during challenging times (such as the COVID-19 pandemic), was highly valued.
Common Themes
- Trust and Confidence: Customers expressed their confidence in Steven and Sue, stating that they would highly recommend their services to others.
- Exceptional Service: The company's services were consistently described as "outstanding, " "amazing, " and "fantastic."
