Expert mortgage advice, tailored to you, from the whole market
Mortgage Concepts Associates are independent mortgage advisers based in London, covering London and the South of England. We provide innovative and independent advice from the whole market, ensuring that our clients receive the best possible mortgage solution tailored to their individual needs. Our experienced team of mortgage brokers have many years of experience in arranging mortgages and loans, including bridging and lifetime mortgages.
Our Services
We understand that every client's situation is unique, which is why we take the time to listen to your needs and circumstances. We offer a comprehensive range of services, including mortgage advice for first-time buyers, remortgaging, and moving home. We also specialize in large mortgage loans, buy-to-let mortgages, and second charge mortgages. Furthermore, we are qualified to give advice on Equity Release schemes, including Lifetime Mortgages and Home Reversion Plans.
How We Work
Our approach is straightforward and transparent. We will talk to you and complete a Fact Find so we can make an assessment of your situation. We will then discuss your circumstances with you and make recommendations based on your situation. We generally do not charge any fees for our services except in exceptional cases when a fee would be appropriate and we would agree this in advance.
Expertise
Our team of mortgage brokers has many years of experience in the industry, and we have built relationships with all the main lenders, allowing us to find the best mortgage solution for our clients. We are independent, which means we are not tied to any particular lender, ensuring that our advice is always impartial and in the best interest of our clients.
Exceptional Service
Several reviewers have shared their positive experiences with Mike, a mortgage broker who has provided them with exceptional service. Cloverleaf Phr, who has given Mike a 5-star rating, has praised him for being a "breath of fresh air" and a "safe pair of hands". They had previously had bad experiences with mortgage brokers and were hesitant to use one again, but Mike's professional approach and expertise put them at ease. Cloverleaf Phr was a "tricky case" due to poor credit and changing circumstances, but Mike was able to find them a mortgage that "ticked all the boxes" and came with a reasonable interest rate.
Attention to Detail
Cloverleaf Phr has commended Mike for his patience and perseverance in dealing with their mortgage application. It took a while for the process to go through, but Mike was instrumental in pushing the mortgage through and getting the desired outcome. Cloverleaf Phr has referred Mike to friends and family and is grateful for his services.
