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Expert Mortgage Advice You Can Rely On

L & P Mortgage and Financial Services is an independent mortgage advisory service based in Essex. We have a team of experienced advisors with over 60 years of combined experience in the financial and mortgage industries. Our mission is to provide clients with personalized and tailored advice to achieve their homeownership and financial goals.

Our Services

We offer a comprehensive range of services to meet your individual needs, including:

Mortgages

  • Helping you find the right mortgage product from a panel of leading lenders.
  • Guiding you through the entire process, from initial enquiry to completion.
  • Negotiating competitive rates and terms on your behalf.
  • Providing expertise on various mortgage types, such as fixed rate, tracker, and interest-only mortgages.

Protection & Insurance

  • Reviewing your existing insurance coverage and identifying potential gaps.
  • Providing advice on appropriate life insurance, buildings insurance, and critical illness cover.
  • Helping you understand and manage risk associated with your mortgage.

Equity Release

  • Exploring options to release equity from your home to fund retirement, home improvements, or other financial goals.
  • Explaining different Equity Release products and their implications.
  • Providing tailored guidance on eligibility criteria and potential tax implications.

Our Commitment

At L & P Mortgage and Financial Services, we are committed to:

  • Providing clear and transparent communication throughout the process.
  • Treating every client with respect and understanding.
  • Finding solutions that meet your individual needs and goals.
  • Negotiating on your behalf to get you the best possible outcome.

Client Testimonials

Our clients consistently praise our personalized service, expertise, and commitment to client satisfaction. We are proud to have helped countless individuals and families achieve their dream of homeownership and financial security.

Reviews (6)
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Positive: The reviewers praised L&P Mortgages for their expert and customer-centric service, leading to successful mortgage applications.
Negative: One reviewer had a negative experience due to communication issues and disagreements over mortgage providers.

Overview of Reviews

The reviews of L&P Mortgages are overwhelmingly positive, with four out of five reviewers giving a 5-star rating.

Positive Experiences

Expertise and Customer Service

Reviewers praised the staff at L&P Mortgages for their knowledge and expertise in finding the right mortgage products for their needs. They were particularly impressed with the impartial nature of the service, which was seen as superior to that offered by banks. The staff were also commended for their customer-centric approach, with reviewers feeling supported and cared for throughout the process.

Recommendations

Multiple reviewers stated that they would highly recommend L&P Mortgages to others, citing the excellent service they received and the expertise of the staff.

Success Stories

Reviewers shared their success stories, including purchasing their first home and securing investment mortgages. They attributed their successes to the guidance and support received from L&P Mortgages.