C&F Mortgages

At C&F Mortgages, our primary objective is to provide contractors and freelancers with access to mortgage borrowing, empowering them to achieve their dreams of homeownership. We understand the specific challenges that self-employed professionals face when it comes to securing a mortgage. High Street lenders often struggle to comprehend the intricacies of contractor and freelancer income, leading to frustration and disappointment for those seeking a mortgage.

The C&F Mortgages Difference

We are an independent mortgage broker with a specific niche focus on providing specialist services to limited company entities, like contractors and freelancers. By concentrating on this niche, we have developed a deep understanding of the unique challenges and requirements of these professionals. Our team of experts has cultivated relationships with underwriters, allowing us to craft bespoke mortgage solutions tailored to the needs of contractors and freelancers.

Your Unique Situation

We understand that every contractor and freelancer is unique, with diverse financial circumstances, income structures, and professional backgrounds. Our experienced advisors take the time to comprehend your individual situation, ensuring that we provide a personalized approach to your mortgage needs.

Our Services

At C&F Mortgages, we offer a comprehensive range of services designed specifically for contractors and freelancers. Our services include:

• Contractor and Freelancer Mortgages: We can help self-employed professionals secure mortgages for purchasing their first home, up-sizing or down-sizing, investing in a Buy-To-Let property, remortgaging for a better interest rate, or releasing equity.
• Specialist Underwriting: Our team has developed relationships with underwriters, enabling us to present your contract rate as the basis of your mortgage application, reducing the need for complex paperwork and speed up the process.
• Proactive Approach: We take a proactive approach to securing the best mortgage deals for our clients, leveraging our expertise and connections to ensure you receive the most competitive rates and terms.

Your Advisor

At C&F Mortgages, our advisors are not just knowledgeable about mortgages; they are also experienced contractors and freelancers themselves, allowing them to relate to your unique situation and provide personalized guidance. This understanding is the C&F Mortgages difference.

Get in Touch

If you're a contractor or freelancer seeking guidance on your mortgage options, please don't hesitate to contact us. Call us on 0208 421 7788 or request a call back through our website. Our team is here to help you navigate the mortgage process and achieve your dreams of homeownership.